NMLS #2260967
Tools

RUN THE NUMBERS
BEFORE YOU COMMIT.

Quick estimates for monthly payment and refinance break-even. Educational only — not a loan offer.

NMLS #2260967Annia Fonseca #1667245Miami-Dade · Broward · Palm Beach
Payment Refinance
01

MORTGAGE PAYMENT

Estimate principal & interest. Taxes, insurance, and HOA are extra.

Estimated P&I / month
—
Enter values and calculate.
Get a real pre-approval →

What this tells you: a ballpark payment so you can compare budgets. Final numbers depend on credit, program, and full housing costs.

02

REFINANCE SNAPSHOT

Compare current vs new principal & interest and a simple break-even on closing costs.

Monthly P&I savings
—
Enter values and compare.
Talk through a refinance →

What this tells you: whether a lower rate might pay for itself. It ignores taxes, insurance changes, and cash-out scenarios.

NEXT

READY WHEN
YOU ARE.

Apply online, call direct, or send a question. We’ll meet you at your pace.

Educational estimates only — not a loan offer or a commitment to lend. Actual rates, payments, and eligibility depend on credit, income, property, and investor guidelines.

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